The short answer: NO!

The long answer:

The insurance company wants to reduce the amount that they have to pay out in claims and they will be looking for any reason to deny your claim. You should never give a recorded statement to the insurance company of the person who hit you…it will only be used against you.

Inconsistencies: In the days, weeks, months following the accident, you have spoken with police officers, lawyers, maybe given a deposition. You may want to be helpful by giving the insurance company a recorded statement, but they will use that statement and compare it with every other statement you have made. It is common for there to be some inconsistencies in your multiple statements, this happens when someone tells the story of an accident more than once sometimes weeks and months apart. However, the insurance company will highlight these minor inconsistencies and claim that you lied as a reason to deny your claim.

Tricky Questions: The insurance company will ask you a lot of questions, questions that are specifically worked in such a way to trick you into giving a response that will hurt your claim.

You have the right to say NO to the insurance company when they request a recorded statement. If they insist, consider hiring an attorney – your attorney will be more familiar with the tricks the insurance company may try to play and can walk you through the process.