Dealing with an insurance company is something everyone seems to dread. Here are a few tips to help your next communication with your insurance company a little easier.

  1. Don’t trust your insurance agent blindly!
    Insurance agents are often hired because of their charisma and ability to charm customers, not necessarily on their knowledge. Make sure you do your own research in determining which policy is right for your needs.
  2. Keep notes on your policy!
    Write down everything your agent tells you and keep any promotional material you are given when you sign for a new insurance policy. If you ever feel that your agent is misleading you, either intentionally or not, refer back to your notes to get what was actually promised to you.
  3. Read everything in entirety!
    Insist on getting copies of your final application and policy and read through it thoroughly. Pay special attention to the policy’s exclusions and do not hesitate to ask questions about anything you do not understand.
  4. Be honest and careful when making a claim!
    Never lie or exaggerate on your claim. This can lead to forfeiture of payment from your insurance company and you could end up with nothing. Consulting a personal injury attorney before settling on a payment amount will ensure you are getting a fair settlement.
  5. Remember its just a game to them!
    The insurance company’s job is to pay you as little as possible. Keep this in mind when dealing with them and know your rights if you feel you are being offered less than you deserve.

These five tips will hopefully make your next experience with your insurance company a little smoother. If you feel you are being mistreated or aren’t able to negotiate a fair settlement, The Law Office of Thomas Grier can help. We have years of experience dealing with the insurance companies and know how to get you the full compensation that you deserve.